We’re here for all of life’s big expenses

From secured loans to mortgages, discover the full suite of products Secta offers.

School Fee Finance

Homeowners can spread the cost of school fees over 5 to 35 years in a flexible and affordable way.

Homeowner Loans

Use the equity in your property to secure a flexible and affordable loan to help with large expenses, consolidate debts or realise a dream.


With access to thousands of mortgage products, we can find you the best possible product and rate.

Bridging Loans

Whatever your short-term finance needs, our team of experts can help you bridge the gap quickly and efficiently.

Development Finance

We have a wide range of competitive and flexible products that are perfect for property developers. We’ll secure you market-leading rates however complex the project.

Why choose Secta?

We’re a specialist broker that makes borrowing clear, simple, and easy to understand.

Repayment terms of up to 35 years for school fee finance and homeowner loans.

Flexible borrowing options where you only pay interest on what you drawdown.

Our affordable and fixed broker’s fee of £795 – £1,495, is one of the lowest on the market.

Our experience allows us to find you the best product quickly, saving you time and leaving you feeling confident.

Plans that are simple to arrange and manage. Get set up and access funds in 4-6 weeks.

Highly qualified advisers that are authorised and regulated to give professional and impartial advice.

Latest insights

How to make school fees more affordable

Our guide covers several different ways to fund school fees to help you decide what’s right for you.